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South County Bank


We are known as South County Bank in most regions of Southern California, Surf City Bank in Huntington Beach, and Inland Valley Bank in Redlands. Bank at any of our convenient locations and experience the same superior customer care. One family of banks dedicated and focused to deliver excellence in performance, flexibility and technology.

Deposit Services

Analysis Checking

Let your balances work for you by providing “buying power”. Enables larger companies with moderate to high activity levels to minimize costs and maximize financial resources. You receive an “earnings credit” for checking account funds to help pay for the services you use. We consistently exceed competitive market rates for earnings credit on your balances, giving you more buying power for the services you select. Contact a Relationship Officer or New Accounts Representative for detailed service fees and learn how your balances can work for you.

Unlimited Checking

Designed for small businesses with modest activity level and basic financial needs. Select services from our Online Cash Management suite of products and run your business more efficiently and economically.

  • Opening Deposit Required: $1,000.00
  • No monthly service charge if average balance of $5,000 is maintained
  • Monthly Fee if balance falls below $5,000 is $15
  • If balance falls below $2,500 then the fee is $20

Interest Checking

Available for Sole Proprietors, Non-Profit Organizations and Fiduciaries, this unlimited check writing account gives you broad access to your funds while earning interest on a daily basis.

  • Opening Deposit Required: $1,000.00
  • No monthly service charge if the average balance of $5,000 is maintained
  • Monthly Fee if balance falls below $5,000 is $15.00

Money Market Savings

We offer custom Money Market Accounts to suit your investment needs. A compliment to your checking account, a money market account earns interest on your balances until you need them. Whether regular Business Money Market or our Platinum Money Market, we offer highly competitive pricing and an account to meet your investment strategy. Transactions on money market accounts are limited to six transactions per statement cycle.

Business Money Market

Easy to open and low minimum balance requirements, a business money market account can be yours today. Open an account with $5,000 and no monthly service charge if the minimum balance of $5,000 is maintained.

Investment Sweeps

Maximize your money with sweep accounts so every dollar reaches the highest return for you. Tied to one or more business checking accounts, your excess funds are swept each day into a single investment account and swept back into your operating account, whenever you need it. Your Relationship Manager will work with you to establish a target balance to be maintained in your operating accounts and the threshold for sweeping to your investment account. Contact us today to design a sweep account for your relationship portfolio.

Zero Balance Accounting

The ultimate cash management tool, a zero balance accounting portfolio provides an accumulation of balances in a single checking account while multiple operating and payroll accounts maintain zero balances. Improve control of your subsidiary accounts and reduce idle balances without tracking multiple accounts as checks or debits are presented on your subsidiary accounts. The master account transfers funds to zero balance accounts, whenever they are needed and provides clear reporting on the flow of funds. It is no longer required to maintain balances in multiple accounts to avoid service charges. Fixed monthly fees for the zero balance accounting portfolio keeps your smart money working for you. Contact us today to design zero balance accounting for your relationship portfolio.

Payroll Processing

We can assist you in obtaining professional payroll service and receive accommodation pricing based on your total portfolio relationship with the bank. Save time and increase security over this critical function of your business and your set up charges are free!

Merchant Card Services

Maximize your sales by accepting more of your customer’s payment choices: VISA, MasterCard, Discover Card, American Express, and Debit Cards. All credit card deposits are processed electronically to your account at the Bank.

With just one phone call, your business receives complete merchant card services with prompt credit for electronic drafts. Accept all major credit and debit cards to help increase your sales and ensure a prompt collection of funds. State-of-the-art draft capture equipment and local support gives you the peace of mind you seek in a business relationship. Best of all, your set up charges are free!